Why use a Realtor®?

posted by DianneSpooner.com - Your REALTOR @ 4:10pm, Thursday 18 June 2009.

Paperwork, Inspections, Disclosures. It takes many elements coming together, quickly and simultaneously, to make a real estate sale happen. A Realtor^® can coordinate the details for you, saving you valuable time and helping you avoid pitfalls. If the unexpected does occur, it’s great to have a professional problem-solver to assist in working out the details.

Information Needed For Your Loan Application

• Photo ID and proof of Social Security number.
• Residence addresses for past two years.
• Names and addresses of each employer for past two years.
• W-2’s and last two pay stubs.
• Names, addresses, account numbers, and balances for all checking and savings accounts and the last two bank statements.
• Names, addresses, account numbers, balances, and monthly payments on all current loans.
• If self-employed, the last two years’ tax returns and year-to-date Profit & Loss prepared by an accountant.
• Loan information and addresses on real estate owned.
• Estimated Value of Furniture and Personal Property.
• Certificate of Eligibility or DD214’s (if applying for a V.A. loan)

At this time, money will be collected for a credit report and appraisal.